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This site is about debt and how one woman intends to escape from credit card and other debt.

Friday, March 14, 2008

Payday

Here it is payday and I am not upset. I generally start off with a large negative balance in my checking account. Not this time. As I started paying my bills today, I began with the entire amount of our paychecks.

Strangely enough, I feel proud. I have been broke (except for those few days after paydays) and living on credit cards for so many years that not starting a payday in the hole is a big accomplishment in itself. It's only been a couple of weeks and I don't like spending money. I think about each and every purchase no matter how small.

Not too long ago, every dollar and more would be spent on something. I was so undisciplined in my spending habits and in denial that I had a problem. I didn't even think about it. I just spent. I was basically an imposter living beyond my means. It's only been two weeks and my thinking about money has been completely turned upside down -- for the better.


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